HOME ABOUT FAQ ARTICLES EVENTS CONTACT US
Email: ferenc@yourpersonalbank.com
Phone: (866) 268-4422
Local: (602) 268-4422
Listen to Previous Radio Shows Below
OR
Download the Your Personal Bank App
Jan 19, 2026
The mortgage
lock-in effect may be starting to ease.
There are more
mortgage holders with 6%+ rates than sub 3% mortgages for the first
time since 2020.
As more existing
homeowners have higher interest rates they may be more
willing to sell their homes. More houses for sale likely will lead
to reduced prices.
Jan 12, 2026
Will Trump's
proposal to ban large institutional investors from buying single
family homes reduce housing prices.
His statement
"People live in homes, not corporations" sounds good on the
surface.
The housing
affordability crisis was caused by:
1. The Federal
Reserve reduced interest rates too low for too
long....
Jan 5, 2026
Citizen
journalist Nick Shirley posted a documentary exposing the fraud
perpetrated by the Somali community in Minnesota.He visited
multiple daycare centers that have received multiple millions
of dollars annually yet there is no evidence of any
children ever being present. The fraud is estimated to be
over $8 billion...
Dec 29, 2025
Ferenc shares his popular annual successful goal setting message!
He shares life-changing ideas on how to identify areas of your life that could use improvement using the Wheel of Life.
Ferenc also shares the 4 steps to successfully accomplish goals.
Many listeners have shared successful goal setting stories over the...
Dec 22, 2025
Ferenc shares deeply personal triumphs and tragedies that affected his life. This will help you better understand how he comes to his ideas and conclusions.