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Nov 17, 2025

This is the "Golden Era" of fixed assets. This is the best time in 40+ years to establish an index product! This is due to many factors, including higher bond yields (interest rates).

Index annuities and Index Universal Life (IUL) allows you to: 

  1. Grow your money safely, without market risk. Principle is guaranteed....


Nov 10, 2025

Ferenc Toth discusses the extreme overvaluation of the stock market, citing four major valuation indicators that are overvalued by three standard deviations, with the S&P 500 at its highest levels ever. He highlights that the top 10 US stocks account for over 41% of the S&P 500's market cap, and AI-related stocks make...


Nov 3, 2025

Ferenc shares the S&P500 continues to rise despite historically high valuations. As the valuations rise, risk increases. This is driven by emotion, not logic.
 
Index annuities and life provide unlimited upside potential with no downside market risk. The principle is guaranteed. This ensures you never lose...


Oct 27, 2025

Ferenc discusses the unprecedented valuations of the S&P 500, noting that 19 of 20 valuation metrics are above historical averages, including the Buffett indicator at 217%, the highest ever recorded. He warns of the AI bubble, citing a Bank of America survey where 54% of investors believe AI stocks are in a...


Oct 20, 2025

Ferenc Toth discusses the potential AI bubble, citing Jerome Powell's belated acknowledgment of asset purchases and the overvaluation of tech stocks, with 55% of fund managers believing tech stocks are overvalued. He highlights the lack of energy to power the AI needs. It is estimated the U.S. will need 70 new nuclear...