Aug 3, 2026

Index Annuity Poor Performance Reasons

1.       Caps and other limits

2.       Indexes with historical low returns

3.       Low interest rates when purchased (2022 or earlier)

Who should contact me:

1.       Own or considering annuity with caps (less than 10% annual caps)

2.       Suffering low returns (likely...

Jul 27, 2026

Jul 20, 2026

Ferenc shared the best index annuity product he has seen in his 26-year career recently became available. Unfortunately, this product is only available up to age 80.

Now, the best index annuity product for 81-89 year olds has recently become available. 

There are two options:

1. S&P 500 and NASDAQ 100 indexes with 9-10%...

Jul 13, 2026

New technology has created market bubbles throughout history. The technology changes, the times change, yet human behavior does not.

The price of an asset ultimately is what someone is willing to pay for it. When there are not more buyers willing to pay the price, the correction starts.

It is not about intelligence....

Jul 6, 2026

UBS has stated that 60% of companies are greatly reducing their US Artificial Intelligence usage in favor of Chinese AI due to the reduced costs.

Chinese AI costs are up to 95% less than US AI technology. 

Benchmark tests are showing that Chinese AI is 80 - 95% as effective as US AI.

It is becoming difficult for...