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May 18, 2026
The Federal
Housing Administration (FHA) recently disclosed that they provided
zero down mortgages to H-1B visa holders and other non-citizens
during the Biden administration. The Trump administration shut
this down in June 2025.
FHA used
programs designed to help low income US citizens purchase a home.
Hard working...
May 11, 2026
The S&P 500
has increased about 16% in the past month to a new all-time
high.
The earnings
have been strong. The recent unemployment numbers are
phenomenal!
The economy is
showing signs of strength, yet significant
volatility remains.
Nearly every
market measurement is at extreme high levels. Risk is
highest...
May 4, 2026
The US Supreme Court ruled that states can no longer use race
to draw congressional districts. 20-30 house seats are represented
by districts drawn to represent minorities.
The court ruled this violated the Equal Protection Clause and
the civil rights of the majority of voters. Democrats have
benefited for decades...
Apr 27, 2026
Two things have caused me to be concerned about conditions
that could lead to the Next Civil War.
Hope it does not happen. Not encouraging violence. Using
common sense, historical insight, human behavior.
1.Virginia redistricting
- Everyone gerrymanders
- 51% disenfranchised 49% of voters in
VA
- New England...
Apr 20, 2026
The US controls Venezuelan oil and has blockaded
Iranian oil.
The US has blockaded the Strait of Hormuz. About 50% of
China's oil came through this strait.
The US has established a security agreement with the
Indonesia. About 80% of China's oil travels through Indonesian
Straits.
The US has eliminated the cheap...