1. Stocks have
been rising like a "soft landing" has
already occurred.
2. Gold
has been rising like we are in the midst of a major economic
crisis.
3. Bonds have
been falling like the Federal Reserve has finished cutting
interest rates.
4. Real Estate
has been rising like interest rate cuts just
started.
5. Oil has
been falling like demand is reducing due to
recession.
6. Natural Gas
has been rising like demand is increasing.
No one knows what will happen. Uncertainty typically leads to
volatility. Likely, we have a bumpy ride ahead.
We also have one of the most important elections ahead of us
to determine the future direction of our country in history.
Most elections have offered little difference between the
candidates over most of my lifetime.
We don't have that problem this time. There are huge
differences between Harris and Trump.
Also, this is not just about Trump and Harris. It is about the
5000+ bureaucrats that each candidate will appoint to run
the FBI, IRS, DHS, treasury, the military, every cabinet position
and every government agency.
We had the highest inflation in a generation during the
Biden/Harris administration. Remember, it was always the
Biden/Harris administration. Inflation was at historical lows
during the Trump administration.
10-20 million, mostly unvetted, illegal aliens have entered
our country during the Biden/Harris administration. Illegal aliens
were at historical lows during the Trump administration.
The Harris campaign flew Zelenski in on a US military plane to
sign bombs in Pennsylvania. Zelenski cancelled elections in his
country. His term expired 6 months ago. Is this a democratic
leader? No, he is a dictator. Kamala Harris actively supported a
dictator and continued war. Trump wants to stop the Ukraine
war.
Do you want more government spending, regulations, and
control? Many current leaders want more power which gives them more
money. They obtain this through control over you.
Do you want another 10-20 million illegal aliens entering
our country in the next 4 years? Venezuelan gangs are
already taking control of apartment complexes in Aurora, CO.
20,000+ Haitians dumped into a city of 60,000 like Springfield, OH,
will destroy that town. The infrastructure cannot handle that
influx. What if your community is next?
Do you really want war or peace? If so, vote for Harris, the
democrats and RINO's.
The IRS union, Dick Cheney (often called a war monger by both
parties), foreign dictators (Zelenski), the cartels, illegal
aliens, and drug dealers support Kamala Harris and democrats. Is
that the side you want to be on?
I am for America and American citizens. Make America Great
Again is not about Trump. It is about America.
There is likely significant uncertainty and volatility
ahead.
Reduce your market risk. Reduce your future tax liability.
Increase liquidity. Create positive cash flow on your money.
The good news is this is the best time in 42 years to invest in
an annuity or high cash value Your Personal Bank insurance policy.
This is a generational opportunity to take advantage of higher
returns on insured assets with guarantees.
Dividend rates are clearly on an upward trend due to higher
interest rates than the past decade. Even if the Federal Reserve
continues to lower rates from their current level, no one expects
them to lower to the near zero levels of most of the past
decade.
Insurance companies invest heavily in bonds. The bonds they
have been purchasing for the last couple of years are far more
profitable than the bonds they purchased most of the past decade.
This is expected to continue for the next 3-5 years if not
longer.
At the same time, borrowing rates are clearly on the decline. If
the Federal Reserve lowers interest rates another 2% as they
project over the next year or so, positive arbitrage will
increase.
Dividend rates are currently about 6% and are expected to
increase to about 7% over the next few years.
Borrowing rates using Your Personal Bank policies as collateral
are currently about 5-6% and are expected to decrease to about 4-5%
in the next year or so.
If you are earning 6-7% dividends on your money, then are
charged 4-5% when you borrow, what is your money doing?
You still would gain 2-3% annually on money you accessed to
invest in an asset, purchase an item, or pay off an
expense.
