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Jan 28, 2025
President Trump
has signed many executive orders.
Some of the
challenges will be resolved quickly. Others will take more
time.
The federal debt
will likely push yields and interest rates higher for several
years. Ferenc shares why this is happening.
When bonds
mature, the government sells a new bond at...
Jan 21, 2025
Higher bond yields (interest rates) benefits savers and
punishes borrowers.
How to thrive in
a higher bond yield environment :
1. Pay down
debt, particularly high interest debt. Your Personal Bank can
accelerate debt pay-off.
2. Reduce market
risk. Higher bond yields are a risk to stock market returns. Higher
cost...
Jan 14, 2025
Insurance
dividends are 6%+ while policy loan rates are
5-5.3%. Dividend rates currently average about 1%
higher than the cost of borrowing.
Dividends are
expected to increase for the next 3-5 years if not
longer.
Many financial experts are calling this the "golden age" of
fixed investments.
Even if the...
Jan 7, 2025
The primary
cause of the Revolutionary War was taxation without
representation.
Today we have a
government that taxes us then sends billions of dollars to
other countries, many who hate us.
Did you vote for this? Do you support this? Most American
citizens do not.
The border has been open for the past 4 years....