Preview Mode Links will not work in preview mode

HOME    ABOUT     FAQ    ARTICLES     EVENTS     CONTACT US

Email: ferenc@yourpersonalbank.com

Phone: (866) 268-4422

Local: (602) 268-4422

BIO

Listen to Previous Radio Shows Below

OR

Download the Your Personal Bank App

Google Play   App Store

Feb 11, 2025

Most of Trump's executive orders are not changing anything. They are using common sense and moving the country back to it's foundational principles.
 
The level of fraud and waste being exposed are shocking. This is a revolution of bureaucracy versus democracy. It is as significant as 1776 or the Civil War.
 
This...


Feb 4, 2025

We specialize in the following financial products:
 
     1. Your Personal Bank: High Cash Value - Whole and Indexed Universal Life insurance policies
     2. Fixed and Index Annuities: grow your money without market risk, access to over 50 companies
     3. Guaranteed Lifetime Income: create income you cannot...


Jan 28, 2025

President Trump has signed many executive orders.
 
Some of the challenges will be resolved quickly. Others will take more time.
 
The federal debt will likely push yields and interest rates higher for several years. Ferenc shares why this is happening. 
 
When bonds mature, the government sells a new bond at...


Jan 21, 2025

Higher bond yields (interest rates) benefits savers and punishes borrowers.
 
How to thrive in a higher bond yield environment :
1. Pay down debt, particularly high interest debt. Your Personal Bank can accelerate debt pay-off.
2. Reduce market risk. Higher bond yields are a risk to stock market returns. Higher cost...


Jan 14, 2025

Insurance dividends are 6%+ while policy loan rates are 5-5.3%. Dividend rates currently average about 1% higher than the cost of borrowing.
 
Dividends are expected to increase for the next 3-5 years if not longer.
 
Many financial experts are calling this the "golden age" of fixed investments.
 
Even if the...