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Jan 30, 2024

The border crisis has created the greatest Constitutional crisis since the Civil War.
Texas installed razor wire to reduce illegal immigrants crossing the southern border. The Biden administration sued the State of Texas to remove the razor wire. Incredibly, the Supreme Court in a 5-4 decision sided with Biden administration. 
This is despite Article 4, Section 4 of the Constitution states "The United States shall guarantee to every State...and shall protect each of them against Invasion...and domestic Violence." Article I, Section 10 acknowledges “the States’ sovereign interest in protecting their borders.” This was confirmed by Arizona v. United States, 567 U.S. 387, 419 (2012).
Texas Governor Greg Abbott has vowed to continue protecting is state from illegal immigration. He also wrote an amazing letter to the Federal government stating "The federal government has broken the compact between the United States and the States." 
He references Constitutional rights of the states and the intention of James Madison, Alexander Hamilton, and other founders.
This is the Constitutional method to take back and protect our freedoms. My hope and prayer is that Governor Abbott stands firm and protects his state. Other republican governors should join in support. States need to take back their Constitutional rights. Americans who believe in the Constitution should help Governor Abbott in every possible way.
This is encouraging. It could be the beginning of a renaissance of freedom. This could be a 1776 moment for our country.
The Supreme Court has been wrong before. The Dred Scott decision is a famous example. This was a Supreme Court decision that stated Dred Scott, a former slave, who had resided in a free state and territory where slavery was prohibited was not entitled to his freedom. 
The states created the federal government. The Constitution was written to limit federal power. Our federal government has expanded far beyond the intention of our founders. 
I predict 2024 could become very chaotic. Risk in 2024 likely will be highly elevated. We are in uncharted political waters. Market risk will likely be higher.
- Market risk will likely be higher. Protect your money. Reduce your market risk. Diversify. Have some guaranteed assets.
- The government will be pressured to increase revenues as debt increases. Raising taxes is one method. Create a tax-free bucket of money.
Your Personal Bank dividends are interest rate sensitive and will thrive in a higher interest rate environment. Dividends are likely to increase for the next several years due to higher interest rates. 
Your Personal Bank funds grow income tax-free and you can access tax-free. This shields you from likely higher future tax rates. You can grow your money safely, with guarantees, tax-free, and highly liquid.

Contact me at if you want info on how to thrive financially in 2024.