We specialize in the following financial products:
1. Your Personal Bank: High Cash Value -
Whole and Indexed Universal Life insurance policies
2. Fixed and Index Annuities: grow your
money without market risk, access to over 50 companies
3. Guaranteed Lifetime Income: create
income you cannot outlive, often referred to as a private
pension
4. Life Settlements: companies will buy
your insurance policy, shop the best offers
5. Premium Finance: bank fund premium on a
high cash value insurance policy on your behalf, can create
tax-free asset without out-of-pocket cost
Many financial experts are calling this the "golden age" of
fixed investments.
Even if the Trump administration does everything right,
some problems will take a while to fix. Debt is a major
challenge.
Record levels of
debt requires record selling of bonds. This pushes bond interest
rates higher.
Until the
government starts paying down debt, bond interest rates will remain
elevated.
When
bond yields (interest) increase, institutional investors
tend to move out of the stock market and into the bond
market.
Many
institutional investors like banks, insurance companies,
and pension funds are focused on obtaining steady
consistent cash flow to pay their liabilities rather than
accumulation. These large institutional investors have the ability
to move markets.
Blackrock, Goldman Sachs, JP Morgan, and Vanguard
analysts all predict S&P 500 index returns will average 3-5%
annually for the next decade.