Jan 23, 2024
Most Americans agree that our country is headed in the
If a talented team loses games, the coach goes back to basics,
blocking and tackling. Teams have a philosophy, an identity.
Countries have philosophies and identities also.
If you start a business and apply for a loan, the Small
Business Administration and/or lender require a business plan. The
business plan starts with a mission statement. When a business
starts, does it live up to it’s mission statement? No. It is an
aspirational statement. The mission statement is what the business
What is the Mission Statement for the United States? The
Declaration of Independence.
Some people denigrate the founders and the founding documents
because everyone was not treated equal. Also, slavery still
existed. Did the United States start living up to the
Declaration immediately? No. It is what our government and country
For example, freedom thru the right to vote has expanded. We
should be proud of that heritage, not denigrate it.
What is the mission statement for the United States?
The founders never intended for Americans to trust their
government. The entire constitution is predicated on the assumption
that government is a necessary evil, to be restrained and minimized
as much as possible. The founding documents restricted government
to limit its size, scope, and power.
"Government is not the solution to our problem; government is
the problem." - Ronald Reagan
I believe you are not truly a US citizen without this
understanding. You do not understand the United States mission
I predict 2024 could become very chaotic. Risk in 2024
likely will be highly elevated. We are in uncharted political
waters. Market risk will likely be higher.
- Market risk will likely be higher. Protect your money.
Reduce your market risk. Diversify. Have some guaranteed
- The government will be pressured to increase revenues as
debt increases. Raising taxes is one method. Create a tax-free
bucket of money.
Your Personal Bank dividends are interest rate sensitive and
will thrive in a higher interest rate environment. Dividends are
likely to increase for the next several years due to higher
Your Personal Bank funds grow income tax-free and you can
access tax-free. This shields you from likely higher future tax
rates. You can grow your money safely, with guarantees, tax-free,
and highly liquid.