May 18, 2026
The Federal
Housing Administration (FHA) recently disclosed that they provided
zero down mortgages to H-1B visa holders and other non-citizens
during the Biden administration. The Trump administration shut
this down in June 2025.
FHA used
programs designed to help low income US citizens purchase a home.
Hard working Americans were getting screwed
twice.
1.
US taxpayers were funding homes for non-citizens.
2.
US citizens were competing to purchase homes at a
disadvantage.
a. The non-citizen did not have to contribute a down
payment to purchase a home.
b. The citizen had to contribute a 10-20% down
payment typically to purchase the same home.
This drove up
housing prices, particularly in areas with high numbers of H-1B
visa holders.
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