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May 25, 2026

The bond market worldwide is in crisis.
 
The US 30 Year Bond recently rose to 5.2%, the highest since 2007. The UK 30 Year Bond is the highest since 1998. The Japanese 30 Year Bond is the highest level ever recorded.
 
The primary reason is debt in the western world is at the highest levels ever recorded. Due to the...


May 18, 2026

The Federal Housing Administration (FHA) recently disclosed that they provided zero down mortgages to H-1B visa holders and other non-citizens during the Biden administration. The Trump administration shut this down in June 2025.
 
FHA used programs designed to help low income US citizens purchase a home. Hard working...


May 11, 2026

The S&P 500 has increased about 16% in the past month to a new all-time high.
 
The earnings have been strong. The recent unemployment numbers are phenomenal!
 
The economy is showing signs of strength, yet significant volatility remains.
 
Nearly every market measurement is at extreme high levels. Risk is highest...


May 4, 2026

The US Supreme Court ruled that states can no longer use race to draw congressional districts. 20-30 house seats are represented by districts drawn to represent minorities. 
 
The court ruled this violated the Equal Protection Clause and the civil rights of the majority of voters. Democrats have benefited for decades...