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Feb 23, 2026

Ferenc shares several interesting recent client meetings. Many listeners will gain valuable financial insights. 
     1. An annual review with a client who received 20% return with their index annuity this past year.
     2.A review with a client that invested in index annuities and high cash value policies in 2007,...


Feb 16, 2026

Gold dropped 5% while Silver fell 10% in one day recently. The S&P 500 Index has stayed in a range between 6800 and 7000 since the beginning of the year. 2026 may become known as the year of volatility.
 
This is not a surprise. I stated about a month ago that gold and silver had increased in value so quickly that it...


Feb 9, 2026

Gold prices have dropped suddenly after a historic increases over the past year. Silver plunged 26% in one day, the largest drop in history.
 
Gold and to a lessor degree silver prices had increased dramatically due to concerns about inflation and excess money printing by the Federal Reserve. Leverage exaggerated the...


Feb 2, 2026

A household needs $132,000 income to afford the median home. Only 31% of households can afford the median home.
 
The median age of homebuyers is 59. The average age of first-time homebuyers is 40. 
 
77% of households earning $132,000+ already own their home.
 
Therefore, 50% of the housing market is chasing the 7%...