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How High can US Debt go before it Triggers a Financial Crisis?

Jun 24, 2025

Excessive government debt has contributed to inflation and is pushing interest rates higher.

The government continues to add to the debt by spending more than it receives. The US government receives about $5T in revenues annually. They spend about $7T per year.

Higher interest rates and increasing debt is...

Stocks have not been this Expensive Relative to Bonds in nearly 25 Years

Jun 17, 2025

Pimco released a report recently and stated stocks haven’t looked this expensive relative to bonds in nearly 25 years.

Bonds look better than they have for a long time.

Pimco states "The traditional world order — in which economics shaped politics — has been turned on its head,” according to a new five-year...

Why are President Trump and Elon Musk Bickering Over the "Big Beautiful Bill"

Jun 10, 2025

Although I do not like Trump and Elon attacking each other, the conversation is very valuable and could lead to good results. Elon is bringing attention to the fact our government is taxing us too much and spending much of it on waste and fraud. The spending cuts are pathetic. The $1.5T in spending cuts is over 10...

The Inventor of the 4% Withdrawal Rule has Updated His Recommendation. It is Significantly Less than Guaranteed Lifetime Income Benefits.

Jun 3, 2025

Bill Bengan published a study in the Journal of Financial Planning in 1994 that introduced the 4% withdrawal rule. His study recommended initially withdrawing 4% from your portfolio to ensure you will not run out of money in retirement.

The financial industry ran with this recommendation ever since.

JP Morgan...