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May 27, 2025
Moody's downgraded the US credit rating for the first time in
history. This is the last of the 3 major credit agencies to
downgrade the US credit rating.
The primary concern is the increasing level of government
debt.
As a result, the 30-year treasury bond yields rose to 5%. This
is the highest level since...
May 20, 2025
China and the US have agreed to pause the 145% US tariffs and
125% Chinese tariffs for 90 days while they negotiate an
agreement.
If the high tariff rates had gone into effect, it would have
been similar to a trade embargo. Both countries have realized a
trade embargo would be devastating to both
economies.
The...
May 13, 2025
Many companies and people focus on a number to achieve a
comfortable retirement.
Retirement is not about obtaining a number. It is about cash
flow.
The 4% withdrawal rate is often recommended to ensure you
don't run out of money with a high degree of certainty.
Guaranteed Lifetime Income products provide...
May 6, 2025
The 2025 Allianz Retirement Survey key findings:
64% of Americans worry more about running out of money in
retirement than about death.
The primary causes of their concerns are:
- 54% cite the increased prices of goods due to
inflation
- 43% fear Social Security will not provide
enough financial support as...