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Feb 6, 2024

The border stand-off between the state of Texas and the Federal Government is the most significant Constitutional issue since the Civil War. 
The States created the Federal Government, not the other way around. If the states ever thought they would not be able to protect themselves from invasion if the Federal Government failed to do so, they would never have ratified the Constitution and joined the United States. 
The Constitution was written to limit the power of the Federal Government. The problem is that the Federal Government has gradually gained more power for the past 100+ years. This has encroached on the states and individuals rights.
Texas standing up for their Constitutional rights could become the beginning of a shift of rights back to the states. No one recommends investing all your money in one stock. that would be too risky. Why would you put all your eggs in one basket? 
Diversification of policies from 50 states would be great for innovation. This would also create competition between the states. The best ideas would be copied by multiple states. If there were different policies, you could move to a state that fit your belief system. This is what the founders intended.
Diversifying power to 50 states would be great for our economy and our freedom. This could be a renaissance of freedom. A 1776 moment.
I predict 2024 could become very chaotic. Risk in 2024 likely will be highly elevated. We are in uncharted political waters. Market risk will likely be higher.
- Market risk will likely be higher. Protect your money. Reduce your market risk. Diversify. Have some guaranteed assets.
- The government will be pressured to increase revenues as debt increases. Raising taxes is one method. Create a tax-free bucket of money.
Your Personal Bank dividends are interest rate sensitive and will thrive in a higher interest rate environment. Dividends are likely to increase for the next several years due to higher interest rates. 
Your Personal Bank funds grow income tax-free and you can access tax-free. This shields you from likely higher future tax rates. You can grow your money safely, with guarantees, tax-free, and highly liquid.

Contact me at if you want info on how to thrive financially in 2024.